Small Business Recovery Loan Program Posted 1/11/21
In August 2020, the Lake Champlain – Lake George Regional Planning Board was awarded a $2,940,000 Revolving Loan Fund CARES Act grant from the Economic Development Administration to assist small businesses within Clinton, Essex, Hamilton, Warren, Washington, Jefferson, Lewis, and St. Lawrence Counties that have been impacted by the COVID-19 pandemic. This fund was capitalized to alleviate the sudden and severe economic dislocation caused by the coronavirus (COVID-19) pandemic, to provide permanent resources to support economic resiliency, and to further the long-term economic adjustment objectives of the region.
The objective of the COVID-19 Small Business Recovery Program is to assist small businesses by providing loans in two categories:
Economic Injury: The region’s small businesses in many sectors have been negatively affected by COVID-19 pandemic. Working capital loans will be made available to businesses that can show they have endured economic injury as a result of COVID-19.
Future Resiliency: The COVID-19 outbreak has changed people’s expectations in the workplace and public. A loan from this program would give a business the ability to purchase equipment and/or supplies, including Personal Protection Equipment (PPE), related to prolonged heightened safety protocols. Funding will also be available for physical infrastructure upgrades related to COVID-19 needs.
Borrowers must relate all purchases to the COVID-19 pandemic, demonstrate what will be purchased with the loan funding and determine its useful life.
$25,000 – $150,000 loans
1.9% fixed interest rate
First 12-months interest-only payments
Up to 84-month term available
No application fee or closing costs
Must show job retention
Sufficient collateral and personal guarantee required
Program loan funds may not be used to pay off existing debt, refinance other loans, acquire a position in a business, investments, expansion of a business, or personal expenses. No start-ups. Other Program restrictions apply.
Applications are only available after eligibility requirements are met.
For more information, please see attached Fact Sheet.
If you are interested in obtaining one of these loans please contact Christy Wilt, Hamilton County Industrial Development Agency at email@example.com or 518-548-3076
For Immediate Release: January 5, 2021
Kristin Devoe | Kristin.firstname.lastname@example.org | (518) 414-1087
ESD Press Office | email@example.com | (800) 260-7313
EMPIRE STATE DEVELOPMENT ANNOUNCES “RAISING THE BAR” RESTAURANT RECOVERY FUND
More Than $3 Million in Grant Funding Available through Financial Support Led by Diageo North America and Supported by Coastal Pacific Wine & Spirits, and implemented by the National Development Council
Eligible Restaurants Can Receive up to $5,000 to Assist with COVID-19 Safety Measures
Empire State Development (ESD) today announced the more than $3 million “Raising the Bar” Restaurant Recovery Fund to assist restaurants in New York State during the COVID-19 pandemic. This grant funding has been made possible through financial donations led by Diageo North America and supported by Coastal Pacific Wine & Spirits (a division of Southern Glazer’s Wine & Spirits) and will be implemented by the non-profit National Development Council (NDC). The “Raising the Bar Restaurant Recovery Fund” will help eligible restaurants adjust their operations to the impacts of COVID-19 and adherence to New York State’s public health and safety measures during the winter months when outdoor dining is limited.
Empire State Development Acting Commissioner, and President & CEO-designate Eric Gertler said, “The restaurant industry is a critical component of our state’s economy – encompassing hundreds of small businesses who employ thousands of New Yorkers. This industry has been among the hardest hit by the devastating effects of COVID-19, working hard to stay open, serve customers and keep employees safe. This fund is designed to help establishments adapt during this unprecedented time with assistance to sustain their businesses during the winter months to come.”
“Raising the Bar” grant funding can be used for COVID-19-related improvements and equipment that will allow the business to comply with social distancing guidelines, expand take-out/delivery operations, or accommodate outdoor dining such as plexiglass barriers/partitions, signage promoting social distancing and hygiene protocols, heaters, heat lamps, weatherization upgrades and insulated delivery bags; improvements that will allow the business to continue operating through the winter months such as filtration system upgrades and food heaters to maintain temperature for to-go orders and purchasing PPE and sanitation supplies necessitated by the pandemic; and COVID-19 related business improvements like patio heaters or contactless technology. Qualifying purchases and expenditures must be from September 1, 2020 onwards to be eligible. Initial round of grants are up to $5,000.
Initial grant funding will be awarded based on the received applications and dispersed independently by NDC, an experienced national economic non-profit that has been in operation since 1969.
“Diageo is committed to supporting restaurant owners, particularly those in underrepresented communities, who have been disproportionately harmed by COVID-19,” said Debra Crew, President, Diageo North America. “We are honored to serve as a founding contributor of the ‘Raising the Bar’ Restaurant Recovery Fund, providing much needed relief to an important industry that serves as a vital part of the economic engine of local communities. We encourage other organizations and businesses that also call New York ‘home’ to join us in this endeavor to make the impact of the program even stronger.”
“The hospitality industry in New York needs help now more than ever and we are here for them like they’ve always been here for us,” commented Wayne E. Chaplin, Chief Executive Officer, Southern Glazer’s Wine & Spirits. “The Raising the Bar Restaurant Recovery Fund provides an essential lifeline to restaurant owners so they can continue to operate safely, and stay afloat during this critical time. We are proud that our Coastal Pacific Wine & Spirits division is working with the State of New York, our valued supplier, Diageo, and the NDC to provide this much needed and urgent financial support.”
“At NDC, we are eager to get moving on this restaurant grant program,” said Dan Marsh, President of National Development Council. “Having worked on numerous loan and grant programs in New York and across the country, what we have seen is that smaller restaurants — especially minority and woman-owned establishments and those in hard-hit neighborhoods — are not getting the help they really need. A tailored grant program specific to this industry is critical.”
Eligible businesses consist of New York State restaurants that have no more than $3 million in 2019 revenue and are engaged in providing food services and meals prepared on-premises to patrons who traditionally order and are served while seated, including certain on-premises food and drinking establishments licensed through the State Liquor Authority (SLA) and which need funding to adjust to COVID-related impacts and protocols. Establishments providing take out or grab and go food services due to COVID-19 restrictions are also eligible to receive the grant from NDC. Additionally, these establishments must have been in operation on or before March 1, 2019 and certify and demonstrate that they have experienced financial hardship due to COVID-19. All businesses must continue to comply with the New York Forward reopening guidance and Cluster Action Initiative guidance, as applicable. Restaurants can apply to the “Raising the Bar Restaurant Recovery Fund” starting Monday, January 11, 2021. For more information visit the ESD website at https://esd.ny.gov/raising-bar-restaurant-recovery-fund Applications will begin to be accepted on Jan. 11, 2021.
About Empire State Development
Empire State Development (ESD) is New York’s chief economic development agency. The mission of ESD is to promote a vigorous and growing economy, encourage the creation of new job and economic opportunities, increase revenues to the State and its municipalities, and achieve stable and diversified local economies. Through the use of loans, grants, tax credits and other forms of financial assistance, ESD strives to enhance private business investment and growth to spur job creation and support prosperous communities across New York State. ESD is also the primary administrative agency overseeing Governor Cuomo’s Regional Economic Development Councils and the marketing of “I LOVE NY,” the State’s iconic tourism brand. For more information on Regional Councils and Empire State Development, please visit www.regionalcouncils.ny.gov and www.esd.ny.gov
About Diageo North America
Diageo is a global leader in beverage alcohol with an outstanding collection of brands including Johnnie Walker, Crown Royal, Bulleit and Buchanan’s whiskies, Smirnoff, Cîroc and Ketel One vodkas, Captain Morgan, Baileys, Casamigos, Don Julio, Tanqueray and Guinness.
Diageo is listed on both the New York Stock Exchange (NYSE: DEO) and the London Stock Exchange (LSE: DGE) and their products are sold in more than 180 countries around the world. For more information about Diageo, their people, brands, and performance, visit www.diageo.com. Visit Diageo’s global responsible drinking resource, www.DRINKiQ.com, for information, initiatives, and ways to share best practice. Follow at Twitter and Instagram for news and information about Diageo North America: @Diageo_NA.
About Southern Glazer’s Wine & Spirits
Southern Glazer’s Wine & Spirits is the world’s pre-eminent distributor of beverage alcohol, and proud to be a multi-generational, family-owned company. The Company has operations in 44 U.S. states, the District of Columbia, and Canada. Southern Glazer’s urges all retail customers and adult consumers to market, sell, serve, and enjoy its products responsibly. For more information visit www.southernglazers.com. Follow us on Twitter and Instagram @sgwinespirits and on Facebook at Facebook.com/SouthernGlazers.
NDC is a national economic development nonprofit that directs capital and financial expertise to local communities, governments, and agencies. NDC supports the development and preservation of affordable housing; creates jobs through small business lending; advances livable communities with social infrastructure investment; and builds capacity through hands-on training and technical assistance in all areas of economic development. Founded in 1969, NDC continues to evolve and innovate to meet the needs of today’s challenges. Find us at ndconline.org @NatlDevCouncil
Updated Guidance on Essential Businesses ESD Posted 5.17.20
Curbside Store Master Retail Guidance – PHASE 1
CONSTRUCTION ACTIVITIES GUIDANCE – PHASE 1
State Liquor Board Info Phase 3/4**
Posted Thursday, May 14, 2020
Phased Re-Opening of Business NYS
It is critical that all businesses planning to reopen under Phase One (Saturday, May 16th), utilize the link below to Affirm they have reviewed and understand the detailed Guidelines, plus it is necessary for each of them to have a plan specific to their business.
It is critical we keep people safe as we reopen, because if there is an outbreak or a setback in the numbers, that State fully intends to shut regions back down. Our success, will be based on our ability to do this well!
Please also review the info on contact tracing as that is vitally important in case of an unexpected outbreak.
Businesess For Phased 1 Re-Opening:
Eligibility for regional reopening determined on May 15th
Agriculture, Forestry, Fishing and Hunting
Retail – (Limited to curbside or in-store pickup or drop off)
This is the REOPENING BUSINESS PLAN TEMPLATE:
This is the AFFIRMATION LINK:
As the North Country Region gears up to re-open, businesses need to start making a plan as to what they will look like going forward. All businesses that re-open under the phased reopening plan will have to present a plan outlining their re-opening strategies including plans and measures for: social distancing employee protections, cleaning practices, and more. The North Country Chamber will be offering free webinars for business owners. While this is not a required class, it is highly recommended, and will help streamline the process for business owners seeking to re-open.
Economic Development COVID-19 Recovery Links for Adirondack Region & NYS Links
Links updated April 3, 2020
IMPORTANT READING! 4.3
“The Small Business Owner’s Guide to the CARES Act” Link
Links to SBA Application 4.3
Links to info on CARES ACT from the NYS Hospitality Tourism Association
Paycheck Protection Program Overview & Information
Payroll Protection Application
SBA Releases Application Portal
Link to SBA Loan Application 4.2
Information Sheet on Paycheck Protection Program 4.2
New York State Hospitality Tourism Association Resources 4.2
Guide to SBA Generous Cares Act Information posted 4.1
North Country Alliance
Working Capital Recovery Program:
ANCA Adirondack Economic Resources – Links Updated Frequently
COVID19-Federal & State Summary Info
Small Business Administration** (more loans/business support pending approved recovery legislation from Federal Government – check on interest rates!)
Protecting Finances During Pandemic
RESOURCE PARTNERS TO NAVIGATE Small Business Administration Loan
NYS Free Business Consulting: http://nyssbdc.org/appointment.html
Information on Community Based Resources
NYS Unemployment Page
Health Insurance Sign up for New Yorkers
New Yorkers without health insurance can apply for a health plan through NY State of Health.
If you recently lost employer coverage, you must apply within 60 days of losing that coverage. Because of loss of income, New Yorkers may also be eligible for Medicaid, the Essential Plan or Child Health Plus.
HELPFUL MYLONGLAKE.COM resources:
Please see below for a list of establishments that are open and the services they are providing at this time.
This information is being updated regularly;
Please contact the Long Lake Parks/Rec/Tourism Information: at firstname.lastname@example.org
Ali Babas Liquors. Open.
Open Monday-Saturday 10a-5pm
Sunday 12p-5pm. Deliveries to: Long Lake, Blue Mountain Lake and Newcomb.
Call 518-955-4451 for delivery.
The Adirondack Hotel 518-624-4700
Take out every day from 12-8
Delivery available from 4-7pm
6 pack of beer and bottles of wine available for take out
Check FB for Daily specials
Adirondack Hotel Take Out Menu: https://adirondackhotel.com/wp-content/uploads/2020/03/adk-take-out-converted.pdf
Raquette Lake Tap Room Open Daily for Take Out!
Monday -Saturday: 7am-10:30am Breakfast
11am-8pm Bar Menu
Sunday: Noon-8pm Bar Menu
Stewart’s Shops Open Daily 5am – 10pm https://www.facebook.com/YourStewarts/
Long Lake Diner 518-624-3941 – CLOSED
Long View Lodge 518-624-2862 TOGO -CLOSED
Hoss’s Country Corner Closed. Call 518-269-6003 If you need anything. https://www.facebook.com/hossscountrycorner
Long Lake Community Bank Lobby Closed/Night Deposit box for regular deposits. Staff is working during day. Call 518-624-5161 https://www.facebook.com/communitybankna/
Long Lake Public Library – 518.624.3825 Closed until further notice. Fines suspended until library reopens. Drop box closed. For ebooks and audiobooks visit: www.longlake.sals.edu
Information on additional local services:
LONG LAKE & RAQUETTE LAKE POST OFFICE.
Open Daily. Will continue with their normal business hours and services.
· ** Re. MATILDA’S LAW ** FOR ANYONE OVER 70 – PLEASE HAVE SOMEONE PICK UP YOUR MAIL FOR YOU.
· If SOMEONE IS PICKING UP MAIL FOR A NEIGHBOR PLEASE COME IN THE AFTERNOON**
HELPFUL HINT! PICK UP MAILBOX KEY from the person you are getting the mail from to AVOID going to the window. Thank you.
· Please do NOT linger, maintain social distancing of 6 feet apart!**
Long Lake Post Office Zip Code 12847: 518-624-4567
Raquette Lake Post Office Zip Code 13436: 315-354-4291
LONG LAKE MEDICAL CENTER will continue normal business hours and services. (518)-624-2301
TOWN OF WEB MEDICAL CENTER. 315-369-6619
ST. HENRY’S CATHOLIC CHURCH. all public Masses in the Diocese of Ogdensburg beginning Wednesday, March 18 are suspended until further notice.
Public devotions such as the Stations of the Cross should be suspended. However, the faithful are encouraged to make those devotions in private.
Call Father Peter Berg at 518-582-3671
LONG LAKE CALVARY UNITED METHODIST CHURCH. Long Lake Calvary UMC is joining in Worship by Zoom with Blue Mountain Lake UMC and Indian Lake UMC Sunday mornings from 10:30 – 12:00. For more information, please contact Pastor Nina at (518) 648-5302. Thanks.
LONG LAKE WESLEYAN CHURCH Live service will be broadcast at 10am on Sundays https://www.facebook.com/LongLakeWesleyanChurch/
LONG LAKE FOOD PANTRY The food pantry is open and manned still on Saturdays from 9 AM to 12 PM and is open to all. If someone is unable to come on Saturdays or have a more immediate need during the week, email for an appointment. LongLakePastor@live.com
LONG LAKE CENTRAL SCHOOL is closed to students until April 19. Meal service available to students. To participate, call to order weekly, by Sunday. Sign-up via our Google Form on our website (www.longlakecsd.org) or by calling the school at (518) 624-2221 and leaving a message in our general mailbox by the end of the day on Sunday.
SENIOR MEAL SITE – WARREN/HAMILTON COUNTY OFFICE OF THE AGING. Meal Deliveries Monday/Wednesday/Friday for seniors. Please call 518-624-5221 to place your weekly order. No special “day of” requests accepted at this time. There is NO ANSWERING MACHINE. Also if calling mid-morning M/W/F the meal site is not manned as they are out delivering meals.
LONG LAKE VISITOR INFORMATION CENTER is closed, but we are working M-F 7am – 4pm.. Email: email@example.com and for immediate assistance please call: 518-624-2493. 9am – 3pm daily.
TOWN OF LONG LAKE CODES, ASSESSORS, TAX COLLECTOR, TOWN CLERK AND TOWN SUPERVISOR BY APPOINTMENT ONLY.
Town Supervisor Office Call 518-624-3001
Town Clerk: 518-624-3088
TOWN COURT: Long Lake Town Court closed until further notice.
Contact 518-624-3761 or email: firstname.lastname@example.org
UPDATES ON LONG LAKE/RAQUETTE LAKE PUBLIC HEALTH INFO
HAMILTON COUNTY PUBLIC HEALTH: Director, Erica Mahoney. 518-648-6497
TOWN OF LONG LAKE WEBSITE INFORMATION
General Local Updates: https://mylonglake.com/local-updates/
TOWN BOARD MEETINGS AND AGENDAS: https://mylonglake.com/agendas/
SIGN UP FOR CORONAVIRUS/COVID-19 EMAIL/PHONE LIST:
MT. SABATTIS/GEIGER ARENA: Closed at this time.
LONG LAKE TOWN HALL: Closed to the public
LONG LAKE & RAQUETTE LAKE TRANSFER STATION:
9AM – 3PM DAILY. CLOSED TUESDAYS
LONG LAKE 518-624-3806 RAQUETTE LAKE 315.354.4107
LONG LAKE HIGHWAY: 518-624-6933
RAQUETTE LAKE TRANSFER STATION: 315-354-4107
FOR INTERNET SERVICE
SLIC- FREE INSTALLATION FOR NEW CUSTOMERS
FRONTIER INTERNET SOLUTIONS
From Governor Andrew M. Cuomo
We know the most effective way to reduce the spread of this virus is through social distancing and density reduction measures.
The Governor’s 10-point NYS on PAUSE plan is as follows:
Effective at 8PM on Sunday, March 22, all non-essential businesses statewide will be closed;
Non-essential gatherings of individuals of any size for any reason (e.g. parties, celebrations or other social events) are canceled or postponed at this time;
Any concentration of individuals outside their home must be limited to workers providing essential services and social distancing should be practiced;
When in public individuals must practice social distancing of at least six feet from others;
Businesses and entities that provide other essential services must implement rules that help facilitate social distancing of at least six feet;
Individuals should limit outdoor recreational activities to non-contact and avoid activities where they come in close contact with other people;
Individuals should limit use of public transportation to when absolutely necessary and should limit potential exposure by spacing out at least six feet from other riders;
Sick individuals should not leave their home unless to receive medical care and only after a telehealth visit to determine if leaving the home is in the best interest of their health;
Young people should also practice social distancing and avoid contact with vulnerable populations; and
Use precautionary sanitizer practices such as using isopropyl alcohol wipes.
“Matilda’s Law” includes the following rules for vulnerable populations: SENIOR CITIZENS, PEOPLE WITH COMPROMISED IMMUNE SYSTEMS, AND UNDERLYING ILLNESS
Can go outside for solitary exercise;
Pre-screen all visitors and aides by taking their temperature and seeing if person is exhibiting other flu-like symptoms;
Do not visit households with multiple people;
Wear a mask when in the company of others;
To the greatest extent possible, everyone in the presence of vulnerable people should wear a mask;
Always stay at least six feet away from individuals; and
Do not take public transportation unless urgent and absolutely necessary.